Freecreditreport.com is a Scam!
I’m sure you guys have maybe heard about this before but DO NOT create an account with Freecreditreport.com (note that I’m not even linking to them).
They will essentially put a recurring $12.95 charge on your credit card bill without notification. (see below)
I had a nice chat with a rep earlier. . .
Me: I’d like to cancel my account.
Rep: Why?
Me: I’m using another credit reporting site (true) and it’s free (true true)
Rep: Well does it have blah blah blah…
Me: Please cancel my account now.
Rep: But does it have this feature–
Me: Uhm, PLEASE cancel my account right now.
Rep: Ok ok, miss, you’ll receive an email shortly and it has been removed from your credit card statement.
Totally not my style, but it’s good to stand up for yourself once in a while 
Call the toll-free number (1-877-481-6825) immediately if you notice a charge like this on your bill:
CIC*Triple Advantage 877-4816825 CA
This is default description text on Padangan Themes, of course you can change this text via you profile administration.
THEY FINALLY cancelled this
Goldie, Your Membership Cancellation Confirmation::
Dear Goldie Chan,
We’re sorry to see you go! This email confirms that we have received your request to cancel your three-bureau credit monitoring membership. No further charges will be applied to your credit card.